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An app that tells you exactly where there are available discounts? Sounds too good to be true. I downloaded this app, and it is true!

After downloading via my phone’s store, (available on iTunes, google Play and for Blackberry ), I completed the easy sign-up process, and then I was spoilt with competitions as well as vouchers and coupons for discounts and free items. These are available via voucher codes, links to the retailer websites, it saves on your app, and you can even print out a voucher. The service is available via the app, as well as on the vouchercloud website.

The vouchers, coupons, and links all display the expiry date, as well as the available days that it may be redeemed. The app detects your location via your phones GPS, and tells you where the available offers are closest to you.

You can even browse via category to have a look at what you may be in the hunt for, be it dining, travel, fashion, gardening, electrical, sports and much more.

voucher master.luxury_brands

Powered by Vodacom, vouchercloud boasts deals/offering from the largest retailers, brands & franchises available to our country. Download the app or have a look at the website. Its easy to use, and will benefit every type of consumer looking for a good deal.

 

Prepaid cards vs gift cards

Rowan —  December 12, 2012 — Leave a comment

giftcard-for-christmas-Small

Although it may not feel like a very personal gift, you probably can’t go wrong giving a gift card as a holiday present. Gift cards and cash are the top two gifts consumers want to receive this holiday season, according to the Deloitte annual holiday survey. As prepaid cards continue to grow in popularity, sometimes as an alternative to a checking account and sometimes as a type of gift card.

Is one better than the other? Here we describe the differences so you can decide.

For purposes of this article, prepaid cards refers to reloadable prepaid cards — and not to cards that are marketed as a way to give someone a specific amount of money as a gift.

Flexibility:

Gift cards: Cards that are associated with a particular retailer can, of course, only be used to make purchases at that retail store. Depending on the retailer, though, it may be possible to use a gift card for one store to purchase a gift card to another retailer, though that’s not always possible. If you’ve received gift cards you don’t plan to use, you can sell them on gift card exchange sites, or exchange them for a card you prefer. Not sure which store your gift recipient prefers? Consider a mall-wide card, or a card that carries the logo of one of the major card issuers, so that the person who gets the card can can shop at all the stores in the mall or wherever he or she wants.

Prepaid cards: These cards are very flexible since they can be accepted anywhere that particular brand of card — MasterCard, Visa, or American Express — is accepted.

Lost or Stolen Cards:

Gift cards: If you lose a retail gift card, you may be out of luck unless you can prove to the merchant that you purchased the card, or report the loss or theft before the balance is used. If you registered the gift card through the merchant when you received it, then the first problem is taken care of, and as long as the card hasn’t been used you should be able to get the card canceled and a new one reissued. (Individual retailers may set their own policies.

Prepaid cards: You may have more protection here than with retail gift cards. Certain programs generally mean that cardholders aren’t responsible for fraudulent purchases as long as the loss or theft is reported promptly. However, there are some exceptions; for example, Visa purchases made with a PIN and not processed on the Visa network.

Win with Tutuka

Rowan —  December 6, 2012 — 4 Comments

Christmas Tree

Just in time for Christmas Tutuka are giving away five R100 prepaid cards to help you understand the simplicity and joy of using a prepaid card over the festive season.

There are two ways to enter the competition, follow us on Twitter or comment on this blog with what you’d use your prepaid cards to buy these holidays. The beauty is, you can use a prepaid card for gifts, travel, fuel or anything else your heart desires. Comment on the blog and follow us to double your chances of winning.

TutukaMan

The competition ends on the 21th and we’ll contact winners soon afterwards.

Tutuka wins two TT100 awards

Rowan —  December 4, 2012 — Leave a comment

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The TT100 Business Awards Programme was, with the support from various partners including Eskom, the JSE and government launched in 1991 by the South African Engineering Association (SAVI). The programme is unashamedly an effort to draw attention to the importance of developing a local culture of technological innovation and excellence.TT100 has evolved into one of the foremost business awards programmes that lauds South African companies for their business prowess in the Management of Technology, Innovation, People, Systems, Research and Sustainability.

The judging is a highly in-depth process involving many levels including an initial screening, a panel interview, adjudicators then having to judge together and then finally the awards.

In 2012 Tutuka was a finalist in five different categories in the “Emerging And Small Enterprises” category and emerged on the night with two awards. We won the Innovation category for the Small Enterprises segment of the competition and we thrilled to be awarded the “Director General’s award for overall excellence”. Congrats to the winners of the other categories we were nominated in and for all other winners on the night.

2012 Emerging and Small Enterprises   TT100

We at Tutuka are proud to be part of an event that supports South African innovation and are glad to being part of the growth of the South Africa technology industry.

Go to www.tt100.co.za for more.

Currently, banks and other financial institutions require the use of a separate authentication token or device (usually the customer’s mobile phone) for online transactions. As part of a partnership with Singapore’s Standard Chartered Bank, MasterCard has launched its next generation interactive card, which features an embedded display and touch-sensitive buttons, in the country.

This innovative two-in-one device by MasterCard, which combines the functionality of a standard payment card with a state-of-the-art security token, simply reflects the customer’s one time password (OTP).

The card looks physically exactly the same as a normal bank card but also features an LCD display and a keypad to help generate the OTP. This is particularly useful to combat ecommerce fraud as one needs the physical card.

Standard Chartered Bank’s V. Subba said: “In Singapore, many customers bank with multiple banks. We brainstormed on ways to make it convenient and yet secure for customers. The question was: instead of sending customers another bulky token, could we replace something which already exists in the customer’s wallet? That was when credit, debit and ATM cards, immediately came to mind.”

The card can also be used for viewing the balance on your account anywhere and anytime.

Today we have decided to weview the mobile money transfer facility from Shoprite. Sending money through the Shoprite, Checkers, or Checkers Hyper Money Market counters is extremely fast, simple, and a reliable way to send and receive money. This service takes the hassle out of going to a bank and is extremely cost effective. Lets take a look…

How to register?

There is no “registration” needed, as all transactions are recorded each time. Having your ID document present is mandatory for the process for be completed.

How to send & receive money?

  1. Go to your nearest Shoprite Money Market counter with your SA ID book.
  2. Give the Money Market cashier the SA ID, the money you want to transfer and pay R9.99.
  3. You choose your secret PIN number and the cashier gives you a receipt with a money transfer reference number. That’s it. The money is transferred immediately.
  4. You send your secret PIN number and money transfer reference number to the person who needs to receive the money.

To receive the money is just as simple, The person who needs to receive the money takes his or her SA ID book, the money transfer reference number and PIN to any Shoprite Money Market counter to collect the money. Collecting the money is FREE.

Overall a great offering by a large retail group which is backed by Capitec. Shoprite Holdings adds value to their retail stores in a way which aids and assists their customers effectively. The process is simple, and cost effective, and a great way to send money.

Pro’s:

• Great for the man on the street, simple, walk-in walk-out process

• Transfers are instant

• No bank account needed to transact. Easy cash system at the money market points

• With a Shoprite/Checkers/Checkers Hyper around every corner, locating a money market counter wont be too much of a hassle

• The Vodacom network can be trusted for safety, security and consistency

• Costs only R9.99 per transaction

Con’s:

• Transactions are limited to operating hours of the retail store

• ID document must be present when sending or receiving money(driver’s license or passport will not be accepted)

• Money must be collected within 5 minutes of the transfer

A growing trend amongst consumers in the US, who have had enough of costly bank fees are closing their accounts and signing up for newly popular alternatives, customer-friendly prepaid debit cards and employee-payroll cards.

The market is growing rapidly and is expected to grow year on year by 20%. This growth would see values loaded onto debit cards more than double from $56.6 billion in 2010 to $106 billion by 2016. Payroll cards would see dollars loaded onto them more than triple, from $20.9 billion to $62.6 billion.

Many of the new cards have eliminated or reduced their activation, annual and monthly fees.

Meanwhile, usage of employer programs for payroll cards are “accelerating”. Employer programs with the largest pools of prospective cardholders include McDonald’s, Walmart and Walgreen. This is great for workers that have no bank accounts and in some cases employees can convert some payroll cards into prepaid debit cards.

Madeline Aufseeser, author of a study said “Since free checking is no longer abundant in the market, the opportunity for prepaid-debit and payroll-card sales to debanked or unhappy checking account consumers is growing,”