Archives For Prepaid News

Though few are around anymore, book stores form part of what is left of the “hard copy” go-to place when looking for a good read. It may be a thriller, romance, action, fiction or non-fiction that one is looking for, the old school way is to go to your nearest book store and grab one off the shelf.

A week ago I was posed with the scenario: buy a kindle book online, or make my friend happy for her birthday with a hard copy of her favourite authors latest thriller. When I remembered how neat and tidy she keeps her bookshelf inside her study-I knew the answer. We all may have encountered this in our lives, and the hardest part was the choice was to figure out which was a good seller and new on the shelves. 

This problem could be solved with a more easier method, especially for a book store with a constant flow of customers, and potential buyers who are purchasing as a gift. I immediately imagined if I were a book store and thought of ways in which Tutuka’s prepaid card system could help me in my book shopping endeavors.

If I were a book store I would consider several prepaid options for my store:

  1. Gift cards
  • Gift – If for example a customer needs to buy a gift for a friend or a family member. Perhaps the person that they are buying for is fussy, so as a book store merchant I could advise them to buy a gift card so whoever they are buying for can pick what they like.
  • These gift cards could also come in handy for buying for boyfriends or girlfriends, especially when you don’t know which book/novel to get for them, so this offers them the opportunity to shop for what they like
  • Manage returns –This is helpful if I were a book store merchant who has customers who either received a gift that they weren’t a fan of or was not the correct author or even for those who are a little more fickle minded. Instead of handing a customer cash back when they return an item, give them a gift card for the same value and don’t lose out on the sale.

2.   SMS vouchers

I could use and issue SMS vouchers at my book store in instances where perhaps a customer wants to buy book/novel/item for a friend or family member living in another city, but would prefer them to pick their own, whatever the case may be. My customers could buy SMS vouchers from me, send them to the person they are buying for and the shopping can begin, provided that the purchase is made at one of my chain stores.

3.     Rewards cards

After all these purchases at my store, I can reward my customers for their loyalty and give them rewards cards that they can swipe every time they make a purchase. Points will eventually earn a free item from my store. It will also help move customers up rewards tiers to become eligible for discounts.

4.      Incentive cards

To encourage my staff to make sales I give them a commission in the form of points, similar to how a rewards card would work for loyal customers. They swipe their card and earn points every time they make a sale. The points will eventually allow them to get an item from the store.

As a book store owner, how do I offer this to my clients?

1- Go to Tutuka’s website

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2- Set your login details

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(NB: you will be derided for weak passwords)

3- Done

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You can now create, load and redeem closed loop* prepaid card accounts at your leisure.

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Swift and simple, the prepaid process is both easy and beneficial with Tutuka.

*closed loop cards are those issued by a specific merchant and can only be redeemed at that same merchant.

Old Khaki are at it again, giving away gift vouchers without much effort to the public. This time its just much easier…

You have different chances of winning, you could:

  • Post the word “5FM” onto the Old Khaki Facebook page or
  • Call into the 5FM morning show and tell them about how you plan to defy the chill by living unrestricted this winter

They are giving away vouchers everyday, so tune into 5FM and wait for the cue, or just post to their page.

 

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The closing date for the competition is this Friday, 25 April. Entering this competition is easy, as interacting on social media is already part of our daily activity. Give it a try as Old Khaki have a wicked winter offering just waiting for you to grab it.

An app that tells you exactly where there are available discounts? Sounds too good to be true. I downloaded this app, and it is true!

After downloading via my phone’s store, (available on iTunes, google Play and for Blackberry ), I completed the easy sign-up process, and then I was spoilt with competitions as well as vouchers and coupons for discounts and free items. These are available via voucher codes, links to the retailer websites, it saves on your app, and you can even print out a voucher. The service is available via the app, as well as on the vouchercloud website.

The vouchers, coupons, and links all display the expiry date, as well as the available days that it may be redeemed. The app detects your location via your phones GPS, and tells you where the available offers are closest to you.

You can even browse via category to have a look at what you may be in the hunt for, be it dining, travel, fashion, gardening, electrical, sports and much more.

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Powered by Vodacom, vouchercloud boasts deals/offering from the largest retailers, brands & franchises available to our country. Download the app or have a look at the website. Its easy to use, and will benefit every type of consumer looking for a good deal.

 

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I am one of those people who are a bit sceptical about getting a credit card. Yes, they may be useful for purchasing online, for booking flights, which honestly is probably the only reason I would consider getting one. However, my fear in getting a credit card comes from the idea that I would overspend, maxing out my card especially knowing that I can rely on it as my emergency cash float when times are a little dry financially.

That’s where products like the 1-2-Pay-Online virtual card comes in handy, now I am able to shop online, book my flights and fulfill all my online purchasing needs with this one virtual card, without the concern of getting swipe happy with my credit card

Developed by Triloq Payment Services, a World of Avatar company and issued by Standard Bank in association with MasterCard, the system was created to remove barriers for would-be online shoppers and to increase online sales across the board and is designed for online shopping use only.

Registration for the virtual card is pretty straight forward and is open to any South African with a valid ID number. You can register on the 1-2-Pay-Online website in order to create and use the virtual prepaid cards. Online shopping demands the highest level of security and therefore the 1-2-Pay-Online virtual prepaid card created may only be used once, on any websites accepting VISA or MasterCard. Any funds left over are returned to the user profile. Should you wish to shop online again just create another virtual prepaid card, it’s as easy as that.

With no lengthy application forms, no credit checks, no annual fees, no interest charges or any other hidden fees you simply pay as you go.

As simple as that, music and movie enthusiasts can now pay for their favourite tracks and videos on iTunes using the virtual card and can even skip the queues when paying for E-Toll bills. Just like that, the 1-2-Pay-Online virtual card is making payments and shopping that much simpler and so much more convenient.

The value of cards you may create is dependent on whether or not you have been FICA verified by 1-2-Pay-Online, all for your safety and security. A non-FICA verified user can create cards up to maximum value of R200. If you are a FICA verified user then you may create cards up to a value of R1500.

To pay for your E-Toll bill, for example, you would then register for and load your 1-2-Pay-Online virtual card with the relevant amount, log on to the E-Toll website and click on online payments under their ‘payment options’ tab, log in and pay for your bills using  your virtual card like you would with a credit card.

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Each virtual card you create will have a unique 16-digit card number, expiry date and security number (usually referred to as the CVV/CVC or “last three digits” on the back of the card).

The great thing about this virtual card is that, even when you have loaded too much money on your card, the remaining balance will then be credited to your 1-2-Pay-Online profile, for you to use the next time you  register for a card.

Now there’s no more worry about overspend, with 1-2-Pay-Online, online shopping is as easy as 1-2 -(3)!

Smartshopper win!

I absolutely love my Pick n Pay smart shopper card, which I swipe every chance that I get. In fact, shopping at Pick n Pay has become almost first choice for me, because I know that with every purchase and every swipe of my smart shopper card, I earn points back instantly to spend on and pay for anything in-store, such as groceries, clothing and airtime, even pay all your utility bills.

Essentially, the more smart shopper points you have, the more opportunity you have to spend.

I’m almost certain that we’ve all had the desire to bear ‘millionaire’ status, well now you can, with the Pick n Pay Win a Million smart shopper Competition.

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As a smart shopper cardholder, all you have to do to enter is to visit your nearest Pick n Pay store, buy any product featured in the catalogue or on the shelf, swipe your smart shopper card at the till and stand a chance to win. Please note that for every featured product that you purchase, that counts for one entry into the competition. Two winners will be announced each day so go in store or online to stand a chance to be a smart shopper points millionaire.

Enter online via online shopping too, so now Pick n Pay makes it near impossible for you to miss out on the opportunity to win.

Terms and conditions apply for the competition which runs over 14 days from 17 February until 2 March, announcing 28 winners in total, each walking away  with their 1 million worth of smart shopper points.

Your chance to finally gain your millionaire status is a swipe away, so go ahead, swipe and win at Pick n Pay.

Just last week I was catching up with a friend about the days of old, when we both were much younger and grew up practically in the same circles as our families were close.

She actually reminded me of times when a bunch of our mothers would come together as a part of a savings club, or “Stokvel” as it’s more commonly known in South Africa.

Mothers would gather together once a month and brought along with them their money and their books and whichever lady was hosting would provide sweet treats and pots and pots of tea.

The club had simple rules, you needed to put in a certain amount of money each month, should you be absent from a meeting you were fined R100 when attending the next month’s meeting.  The money went into an investment account and every December the treasurer would go into the bank and remove all the money and at the final meeting everyone would get their share and more depending on the interest rate.

As I grew older and moved away from home I began saving for my own stuff, travelling, holidays, concert tickets but never to save for December or January and every year I feel it, that “Janu-worry” feeling, where I have no savings stored for the dry period of never having money because I lived December as if it was my last. This same friend told me about a grocery club which her sister had started a couple of years ago.  A club, similarly to the mother’s savings club, where a group of women gather with sweet treats and tea and also a few non-perishable grocery items to store away in someone’s cupboard.  Their rules were just as simple, bring how ever many items you wish to bring and it will be written down under your name each month and your accumulating list will be updated and emailed to you.  In January everyone collects their groceries to fight the dry season of Janu-worry.

Since hearing of this grocery club she then started spreading the word around her friends in Johannesburg, myself included, and has been trying to figure our way around how the club would best operate.  Only problem was, where would we store the goods?  Hopeless, we gave up and never started the club and December 2013 lead once again into a terrible season of Janu-worry.

The season took such a toll on all of us that we gathered again over a cup of our morning coffee and began brainstorming ideas.  It was the only mother from our group of youthful colleagues that suggested the idea of using gift cards instead.

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Our rules were simple: Every pay day we receive our cards from the card bearer, we go to our respective stores and put no less than R50 on our gift cards, we return the card with the receipt and hand it back to the card bearer.  The card bearer nicely files each person’s card and receipt, packs it away until the next pay day.  Should you miss a month, you include a penalty of R50.  You are allowed to load as much money as you like, the only requirement is to provide a receipt of the amount loaded onto the card. They will be delivered back to you the day work shuts down in December.

This way, no one needs to collect hard cash, no one needs and more importantly no one will have a dry season of Janu-worry the money gets used specifically for groceries in those respective stores chosen (Pick n Pay, Checkers, Shoprite or Spar).

You load your money and you save your money, just another way that gift cards are making life simpler. We’ve decided to call it: The modern day Stokvel. All that’s missing are the sweet treats and pots of tea, but then again, that’s why we made sure we have a mother join our club!

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With just over a week to go, Valentines Day is fast approaching us. For many, it’s a time to celebrate love, while for others, it may just be a day to say “love sucks” and move on.

Personally, when I think of Valentines Day, immediately what comes to mind are heart-shaped chocolates, roses and little notes handed out at school from “secret admirers”.

This Valentines Day, Old Khaki is asking “What Valentines Day makes you think back on?” with their V-Day Flashbacks competition, giving you the opportunity to win R1500 worth of Old Khaki vouchers.

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How the competition works is pretty straight forward, and with social media usage being so popular, entering this competition should come as second nature to many.

So what exactly would I have to do to enter?

The V-Day Flashbacks competition opened this week Monday and continues until February, 12th and calls all lovesick nostalgics to share their best Valentines Day memories via either Facebook or Twitter.

If you are planning on entering on Facebook, visit the Old Khaki Facebook page, like it and scroll down their timeline to the post about the competition. There, leave you comment about your best Valentines Day memory and see if you can stand out from the rest.

If you are entering on Twitter, visit the Old Khaki Twitter handle, follow them and tweet them with either a short explanation of picture of your best Valentines Day gift.

All entrants are able to enter the competition, both on Facebook and Twitter, and winners will be announced on Wednesday, February, 12.

Entrants can stand a chance at winning one of two R1500 Old Khaki vouchers, one for each of the social media platform entries.

Use your gift card to spoil your loved one for Valentines Day, maybe to get that perfect gift, or even an outfit, the choice is yours and all you need to do is enter.

So even if Valentines Day isn’t quite your thing, this Old Khaki competition might just be the perfect way to add a little extra love to your day.