Archives For American Express

paypal

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With the slogan, “Get Prepaid Anywhere”, the PayPal Here app and card reader is the new quick, easy and convenient way of accepting card transactions, without having to actually go to the shop or point of sale. Available on iPhone, iPad and Android devices only, getting the free app and ordering the free card reader from the app is as simple as a click away. Pay no monthly fees or extra costs, only transaction costs for every swipe or manual transaction.

Steps to use PayPal Here:

  • Launch the PayPal Here App at www.paypal.com and the PayPal Here card reader to accept any kind of payment anywhere
  • Set up your account to fit the way you do business. PayPal Here gives you complete control over how you display business information to the public, itemize sales information, calculate sales tax, offer discounts, accept tips, and add users to your account.
  • Accept payments with PayPal Here which lets you accept payments by credit card, PayPal, cheque, record cash payments, or invoice and makes it easy to issue fast, accurate refunds. For step by step information as to how to do so, visit here
  • There’s a lot more to running a business than accepting payments. PayPal Here helps you stay on top of everything by automatically tracking your sales history and giving you an easy way to move money around. From reviewing your sales history to transferring funds, PayPal Here lets you do it

 Pro’s:

  • PayPal Here has a troubleshooting option which allows you to always have a point of reference when needing any assistance
  • The app is compatible with most iOS and Android devices and accepts Visa, MasterCard, American Express and Discover cards
  • With the PayPal Here app and card reader, accept any kind of payment, including credit, debit, cheque and other payments on your iPhone, iPad, or Android device and never miss out on a sales opportunity
  • The PayPal Here site is easy to use and gives step by step details on how to set up the app and how to start using PayPal Here
  • As a merchant, let your employees collect payments on your behalf as PayPal Here allows you to manage multiple accounts, so payment becomes even easier if you’re running a franchise of chain of businesses
  • PayPal Here uses a fully encrypted card reader and is backed by world-class risk management and 24/7 fraud protection.
  • The app and card reader are easy and convenient to use

Con’s:

  • Cheque payments can only be accepted on iPhone and Android devices
  • Using the app, a 2.7% transaction fee is charged on all US cards for swipe transactions or 3.5% for non swipe transactions (manual payments) and an additional 1% transaction fee is charged to all non-US cards
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Accepting credit cards on your smartphone is easy with the ROAMpay credit card swiper. The iPhone card reader connects to a number of mobile phones and makes it possible to swipe cards for transactions that are speedy and secure. The ROAMpay swiper from ROAM Data is an iPhone card reader, but it also connects to over 400 devices.

The physical credit card reader is used with an accompanying app and merchant account. Bearing a lot of versatility, ROAMpay is not tied to a single type of phone, and it also is not limited to a single app or merchant service.

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Steps to use ROAMpay:
 
  • The ROAMpay plugs into the audio jack and converts your phone into a secure POS terminal
  • Accept major credit cards like Visa, MasterCard, DiscoverNetwork and American Express
  • Key-in or swipe transactions on your mobile phone or PC/Mac and get your money fast, deposited to your favorite account in two business days
  • The credit card information is encrypted and transferred to your phone (just make sure the volume is turned up all the way)
  • The credit card information is never stored on your phone, so you don’t have to worry about that liability nightmare
  • Merchants can now quickly and securely process electronic transactions on their mobile phone, regardless of location
  • By using the optional magnetic stripe card reader, merchants can also qualify for the best rates available from their merchant service provider
  • The app is password protected, so you can avoid false charges if your phone is ever lost or stolen
  • The solution is completely PCI compliant, which means it adheres to the strict standards of the payment card industry
  • Emailed ROAMpay receipts will keep your customers well informed of their purchase.

 Pro’s:

  • The credit card swiper is extremely compact and remarkably portable
  • The credit card reader can connect to a huge selection of devices, including (but not limited to) the iPhone, iPod Touch, iPad, BlackBerry devices and an array of Android phones. The reader works with over 400 phones, including new smartphones and even some older flip phones
  • You can even connect the ROAMpay card reader to your PC or Mac. You can connect the ROAMpay to your computer through the audio output (headphone) and input (microphone) jacks with a Y-cable. Then you can use the ROAM Data virtual terminal to accept credit cards on your computer

Con’s:

  • The ROAMpay app doesn’t calculate tax, prompt for a tip or include signature capture
  • ROAMpay requires a merchant account from one of their accepted partners

nedbank

As part and parcel of our weekly bank rewards programme reviews, this week’s Weview Wednesday looks at the Nedbank Greenbacks Rewards Programme. With the festive season rapidly making its way to our pockets, what better way to spend than to be rewarded for your spending? We’ve already looked at the Standard Bank U-Count Rewards; the Absa Rewards Programme, FNB eBucks and now let’s see what the Nedbank Greenbacks Programme has to offer its clients.

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How it works?

Pro’s:

  • Joining Nedbank Greenbacks Rewards is quick, easy and free
  • You can link up to 10 credit or cheque cards to this account at no additional fee and gain Nedbank Greenbacks on your accumulated spend on all cards
  • Nedbank Greenbacks never expire allowing you to save your points towards those rewards you’ve always wanted
  • The balance on your Nedbank Greenbacks account is updated on a daily basis and you will receive quarterly statements to inform you of your balance
  • Spend your Nedbank Greenbacks either on their online shop or by calling 086- 555 111 or 0860 555 222 for Nedbank Personal Relationship Banking clients or 0860 111 263 for Nedbank Private Wealth Clients and provide them with all the relevant details

Con’s:

  • If you do not spend on your Nedbank card for five months or more, your Nedbank Greenbacks account is considered dormant and you will lose those points
  • You can only apply to reopen your Nedbank Greenbacks account three months thereafter, and your forfeited Greenbacks will be reinstated in full
  • Nedbank Greenbacks are only earned on eligible card spend which excludes cash withdrawals, casino chip purchases, fuel purchases, finance and other card charges, fees or taxes levied by Nedbank or the government, the purchase of travellers cheques or other negotiable instruments, garage card transactions, budget account installments and interest, insurance premiums and internet transfers or payments