Archives For Mastercard

paypal

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With the slogan, “Get Prepaid Anywhere”, the PayPal Here app and card reader is the new quick, easy and convenient way of accepting card transactions, without having to actually go to the shop or point of sale. Available on iPhone, iPad and Android devices only, getting the free app and ordering the free card reader from the app is as simple as a click away. Pay no monthly fees or extra costs, only transaction costs for every swipe or manual transaction.

Steps to use PayPal Here:

  • Launch the PayPal Here App at www.paypal.com and the PayPal Here card reader to accept any kind of payment anywhere
  • Set up your account to fit the way you do business. PayPal Here gives you complete control over how you display business information to the public, itemize sales information, calculate sales tax, offer discounts, accept tips, and add users to your account.
  • Accept payments with PayPal Here which lets you accept payments by credit card, PayPal, cheque, record cash payments, or invoice and makes it easy to issue fast, accurate refunds. For step by step information as to how to do so, visit here
  • There’s a lot more to running a business than accepting payments. PayPal Here helps you stay on top of everything by automatically tracking your sales history and giving you an easy way to move money around. From reviewing your sales history to transferring funds, PayPal Here lets you do it

 Pro’s:

  • PayPal Here has a troubleshooting option which allows you to always have a point of reference when needing any assistance
  • The app is compatible with most iOS and Android devices and accepts Visa, MasterCard, American Express and Discover cards
  • With the PayPal Here app and card reader, accept any kind of payment, including credit, debit, cheque and other payments on your iPhone, iPad, or Android device and never miss out on a sales opportunity
  • The PayPal Here site is easy to use and gives step by step details on how to set up the app and how to start using PayPal Here
  • As a merchant, let your employees collect payments on your behalf as PayPal Here allows you to manage multiple accounts, so payment becomes even easier if you’re running a franchise of chain of businesses
  • PayPal Here uses a fully encrypted card reader and is backed by world-class risk management and 24/7 fraud protection.
  • The app and card reader are easy and convenient to use

Con’s:

  • Cheque payments can only be accepted on iPhone and Android devices
  • Using the app, a 2.7% transaction fee is charged on all US cards for swipe transactions or 3.5% for non swipe transactions (manual payments) and an additional 1% transaction fee is charged to all non-US cards

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Accepting credit cards on your smartphone is easy with the ROAMpay credit card swiper. The iPhone card reader connects to a number of mobile phones and makes it possible to swipe cards for transactions that are speedy and secure. The ROAMpay swiper from ROAM Data is an iPhone card reader, but it also connects to over 400 devices.

The physical credit card reader is used with an accompanying app and merchant account. Bearing a lot of versatility, ROAMpay is not tied to a single type of phone, and it also is not limited to a single app or merchant service.

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Steps to use ROAMpay:
 
  • The ROAMpay plugs into the audio jack and converts your phone into a secure POS terminal
  • Accept major credit cards like Visa, MasterCard, DiscoverNetwork and American Express
  • Key-in or swipe transactions on your mobile phone or PC/Mac and get your money fast, deposited to your favorite account in two business days
  • The credit card information is encrypted and transferred to your phone (just make sure the volume is turned up all the way)
  • The credit card information is never stored on your phone, so you don’t have to worry about that liability nightmare
  • Merchants can now quickly and securely process electronic transactions on their mobile phone, regardless of location
  • By using the optional magnetic stripe card reader, merchants can also qualify for the best rates available from their merchant service provider
  • The app is password protected, so you can avoid false charges if your phone is ever lost or stolen
  • The solution is completely PCI compliant, which means it adheres to the strict standards of the payment card industry
  • Emailed ROAMpay receipts will keep your customers well informed of their purchase.

 Pro’s:

  • The credit card swiper is extremely compact and remarkably portable
  • The credit card reader can connect to a huge selection of devices, including (but not limited to) the iPhone, iPod Touch, iPad, BlackBerry devices and an array of Android phones. The reader works with over 400 phones, including new smartphones and even some older flip phones
  • You can even connect the ROAMpay card reader to your PC or Mac. You can connect the ROAMpay to your computer through the audio output (headphone) and input (microphone) jacks with a Y-cable. Then you can use the ROAM Data virtual terminal to accept credit cards on your computer

Con’s:

  • The ROAMpay app doesn’t calculate tax, prompt for a tip or include signature capture
  • ROAMpay requires a merchant account from one of their accepted partners

It’s been eight years since the processing of the first MasterCard shopping centre gift cards in South Africa and Tutuka staff celebrated in true birthday fashion, blowing out candles and cutting a cake.

In 2005, Tutuka launched South Africa’s first prepaid MasterCard. This now opened new opportunities for shopping centres and meant that they could have their own shopping centre gift cards with their own centre branding and the card could be used at any store within the shopping centre.

The card was then launched at five shopping centres around South Africa. These were particularly selected because of their significance in size and distribution around the country. Tutuka, together with Standard Bank, MasterCard and Altech supported these cards.

Today there are approximately 50 shopping centres around South Africa that use the prepaid MasterCard gift cards.

“Having launched the very first open loop gift cards in South Africa 8 years ago when the concept was not known, and watching it grow to a stage where these cards are issued at most shopping centres and by corporates is a proud achievement,”  said Tutuka’s Director of New Business and Marketing, Drisha Nair.

“We could not have accomplished this without the help of our partners Standard Bank, MasterCard and Altech. The partnership has resulted in the largest footprint of MasterCard gift cards issuance across South Africa.”

Here’s to a eight great and very successful years and many, many more to come in the future.

 

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Tutuka’s Director of New Business and Marketing, Drisha Nair, lights the candles to the 8th year celebratory cake. After all, It’s not a celebration without a cake and candles

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Let’s hope that Tutuka’s Chief Technical Officer, Shaun Hodgkiss, wished for many more successful years to come

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Tutuka CEO, Rowan Brewer, did the honours and cut the cake

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We read about them in newspapers, magazines, see them on our TV screens and now some have even crept into our wallets.

If you thought celebrities were only seen through the media, think again as more and more celebs are endorsing their very own prepaid cards.

Prepaid cards are great options for those who are “unbanked” or who can either not afford bank charges, or those who simply choose not to have bank accounts but want an option of not having to carry cash on hand. And it seems that quite a few celebs are riding on the prepaid bus, and charging big costs at it too.

Previously we blogged about the launch of teenage heartthrob, Justin Bieber’s own “SpendSmart” prepaid card.

Bieber has used his celebrity status and his clear popularity among teens and tweens to launch a prepaid card to serve their needs. The card charges its owner $3.95 per month as well as an extra $1.50 per ATM cash withdrawal. While you may wonder why a teen would need a prepaid card when their expenses consist mainly of entertainment costs? It’s possible that the “Belieber” fan club would go to any lengths to make their loyalty to him known.

Similarly, other celebs like tatooed, bad boy, Lil Wayne, have also been included in the trend. The name may come as no surprise, as the rapper has launched his very own “Young Money” prepaid card. This card comes with a cost of  $4.95 to reload, a $2 charge to use at an ATM, and there is also a $3.95 monthly maintenance fee.

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Retired he may be, but former Los Angeles Lakers basketball player, Magic Johnson, also launched his own prepaid card. The “MAGIC Card”  has a $4.95 setup fee and includes other costs such as a monthly fee of $4.95, a bank teller fee of $0.50 and a cost of another $4.95 for adding cash on to your card at a retail store, as well as other costs.

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Other celebs on the prepaid card list include the likes of American businessman and Def Jam hip-hop label co-founder, Russell Simmons with his “RushCard”, as well as American author, motivational speaker and financial advisor, Suze Orman with her “The Approved Card”. Other popular celeb prepaid cards include the “Myplash” series of prepaid cards, which have nearly 100 different designs from movie stars to athletes, cartoons and musicians and are aimed mainly at teens. Some “Myplash”  cards have also included So So Happy, Skelanimals, Paul Frank, Emily Strange, Plain White Ts, Rich Boy, Flo Rida, surfer Kassia Meador and the characters from the Twilight movies.

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While some celebs have been proven successful in their prepaid card endeavours, others haven’t had as much luck. Among those include the sister trio of Kourtney, Kim and Khloe Kardashian. The “Kardashian Kard”, which didn’t last a month, was discontinued and heavily criticized for its hefty fees and charges which included a purchase fee of $99.95 inclusive of the first 12 months’ fees and charging $7.95 as a monthly fee thereafter. Other fees also included ATM withdrawal fees, ATM inquiry fees, Point of Sale fees, cancellation fees, replacement fees and many more.

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So there you have it. It seems like you don’t only need the media to see the faces of your most loved celebs, now they’re simply a wallet and a swipe away.

Travel just got easier

shanaazp —  October 22, 2013 — Leave a comment

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A few years ago, I went travelling across Europe as part of a Contiki tour.

Travelling to 10 different countries in 16 days, it was quite the adventure – from meeting new people to discovering new places.

As if learning the different cultures, languages and foods wasn’t enough, getting a grip of all the different currencies, including Pounds, Euro’s and Swiss Francs, was another challenge on its own.

Amidst all the up and down, the adventure and the fun, the last thing anyone would want on a holiday like this was the worry of not having enough cash, or not having enough cash in the right currency, especially while travelling to so many different countries.

Constantly having to draw cash at the ATM’s, or using my South African ATM cards to swipe, having to carry cash with me, or even having to find a Bureau de Change in every new country proved to be a shlep and often very costly. Thankfully, with the passing of time, also came the passing of older travelling trends and the introduction of new ones.

If only I knew then what I know now, I would have gone with the option of using the Standard Bank TravelWallet.

The card is a quick, easy and convenient way of paying for goods or doing transactions while anywhere abroad, providing you with peace of mind.

TravelWallet is a prepaid MasterCard that’s as simple to use as any other ATM and payment card.

Swipe your card wherever you see the MasterCard sign. You can also withdraw money at any ATM bearing the Cirrus or MasterCard logo, giving you access to your money wherever you are in the world, at any time.

The great thing about this product is that it is available in Euros, US Dollars, Pound Sterling and Australian dollars and no matter which currency you get your card issued in, it works across currencies and you can draw money in the currency of the country that you are visiting.

If you thought things couldn’t get any better, think again because the Standard Bank TravelWallet also allows you to keep track of your account and ensures that you are notified every time you use your card by registering to get an SMS, alerting you of your card usage. With this product, you can also have access to a free online statement.  For more on these services, visit www.standardbank.co.za/travelwallet and click on TravelWallet account status.

TravelWallet have covered all their bases to ensure that your money is safe. So even though losing or having your card stolen could be a problem, your card can be stopped and replaced as soon as you have reported it by calling their lost card call centre on 0800 020 600 from South Africa or +27 11 299 4114 while abroad.

You also have the guarantee of a  fixed interest exchange rate if you use the card in the same currency as that loaded on your card and even if you run out of money while abroad, your TravelWallet card can easily be topped up.  As a keen traveller, all you need to do is make your way to a Standard Bank foreign exchange outlet before you leave on your trip where you can arrange all your necessities and fill out an application form.

Get a TravelWallet and enjoy the safer and most convenient way of paying abroad. Now you can concentrate more on planning your trip and travelling the world, cutting out any unnecessary stress. The TravelWallet will definitely be the answer to my cash crisis during future travels.

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