Archives For Mobile payments

Blog-header-register

 

At the end of 2012 we reviewed a mobile money offering that was just at the beginning of its growth. The service allows you to purchase prepaid airtime and electricity, receive money, and deposit or withdraw money from Pick n Pay or Boxer stores. Nineteen months later, MTN have launched a mechanism which will allow you to take your money everywhere.

MTN have launched a VISA card for the Mobile Money users. This card can be purchased at Pick n Pay and Boxer stores, and can be ready for use within three days.

What can it do

The card will be connected to your Mobile Money, and has access to the funds that are stored in your Mobile Money account. The card can be used to pay for goods and services at merchants that accept VISA, as well as allow you to withdraw funds from it at ATM’s around the country (for when you need cash).

Costs

After purchasing the card pack for R29 (once-off), the MTN Mobile Money VISA card offers the card service without any annual or monthly fees, including unlimited free swipes.

MTN Mobile Money

How to get your card working

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

  1. Get your Mobile Money VISA Card at any Pick n Pay or Boxer store
  2. Dial *120*668# and enter your Mobile PIN
  3. Select “More”, then select “My Account”
  4. Select “Mobile Money Card”, then select “Activate Card”
  5. Select the account on which to activate your Card if you have more than one account
  6. Accept the Mobile Money Card Terms & Conditions
  7. Enter the 11-digit barcode number displayed on the back of the Card
  8. Enter the last 4 digits of the 16-digit number on the front of the Card
  9. You will receive a confirmation SMS that your Card has been successfully activated

 your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dp

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpuf

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

– See more at: http://www.mtnblog.co.za/mobile-money-card/#sthash.xVICNDEQ.dpu

Advertisements

snapscan-accepted-here

Imagine that you are at a coffee shop or restaurant, your meal is over, it is time to pay for your bill. You pull out your phone, scan a barcode via an app, enter a pin, and the bill is settled in seconds. Well, this is now possible.

Standard Bank have an app out there that is capable of allowing consumers to pay for purchases through a combination of QR code and PIN, with their smartphones.

How to sign up:

  1. Go to your app store, download the SnapScan app (Available on iTunes, Google Play, and Blackberry World)Screenshot_2014-05-28-12-12-06
  2. Enter your email addressScreenshot_2014-05-28-09-39-53
  3. Register (a 30 second process of entering your email address and name)Screenshot_2014-05-28-12-03-49
  4. Scan your card – your phone will take a picture of the card and picks up the card number (accepts MasterCard & VISA)Screenshot_2014-05-28-12-04-50
  5. Choose a PINScreenshot_2014-05-28-12-08-18
  6. Find a merchant to use it atScreenshot_2014-05-28-11-56-20

The app can search using your phones GPS to find the closest merchants that are signed up with SnapScan, or you can search by area.

SnapScan can be used with any MasterCard and VISA credit or cheque card, as well as selected debit cards, issued by any bank in South Africa. The card details are encrypted and only stored on your phone.

Powered by Standard Bank, SnapScan do not charge any fees for this service.

Download it, give it a try & let us know what you think…

 

52583-roam-data-roampay-box

Accepting credit cards on your smartphone is easy with the ROAMpay credit card swiper. The iPhone card reader connects to a number of mobile phones and makes it possible to swipe cards for transactions that are speedy and secure. The ROAMpay swiper from ROAM Data is an iPhone card reader, but it also connects to over 400 devices.

The physical credit card reader is used with an accompanying app and merchant account. Bearing a lot of versatility, ROAMpay is not tied to a single type of phone, and it also is not limited to a single app or merchant service.

52583-roam-data-roampay9

Steps to use ROAMpay:
 
  • The ROAMpay plugs into the audio jack and converts your phone into a secure POS terminal
  • Accept major credit cards like Visa, MasterCard, DiscoverNetwork and American Express
  • Key-in or swipe transactions on your mobile phone or PC/Mac and get your money fast, deposited to your favorite account in two business days
  • The credit card information is encrypted and transferred to your phone (just make sure the volume is turned up all the way)
  • The credit card information is never stored on your phone, so you don’t have to worry about that liability nightmare
  • Merchants can now quickly and securely process electronic transactions on their mobile phone, regardless of location
  • By using the optional magnetic stripe card reader, merchants can also qualify for the best rates available from their merchant service provider
  • The app is password protected, so you can avoid false charges if your phone is ever lost or stolen
  • The solution is completely PCI compliant, which means it adheres to the strict standards of the payment card industry
  • Emailed ROAMpay receipts will keep your customers well informed of their purchase.

 Pro’s:

  • The credit card swiper is extremely compact and remarkably portable
  • The credit card reader can connect to a huge selection of devices, including (but not limited to) the iPhone, iPod Touch, iPad, BlackBerry devices and an array of Android phones. The reader works with over 400 phones, including new smartphones and even some older flip phones
  • You can even connect the ROAMpay card reader to your PC or Mac. You can connect the ROAMpay to your computer through the audio output (headphone) and input (microphone) jacks with a Y-cable. Then you can use the ROAM Data virtual terminal to accept credit cards on your computer

Con’s:

  • The ROAMpay app doesn’t calculate tax, prompt for a tip or include signature capture
  • ROAMpay requires a merchant account from one of their accepted partners

Ster Kinekor

Today we look at the Ster Kinekor app, which is used for viewing all available movies that are showing in Ster Kinekor theatres around South Africa, and also for booking and paying for them with your mobile device and a credit card.

Ster Kinekor have built this app according to the needs of the public, making it a user friendly way of booking your movie whilst on-the-go.

Steps to book?

  • Choose the movie which you would like to see – select “Book”
  • Choose the cinema you would like to watch the movie at
  • Select the time of the show
  • The app then draws up the seating plan, so that you may select your preferred seats
  • The next screen allows for you to add in card details for the a members loyalty cards, which qualifies for discounts on certain movies
  • It thereafter takes you to a screen which confirms your purchase, and select a payment option (Credit card)
  • Your ticket is then booked!

Pro’s:

  • The app allows you to view all the required information, i.e. genre, cinema, date, even high-quality trailers that play via the app
  • Mobile access to a viewing and booking a movie, at your convenience

facecash-iphone

Today we look at FaceCash, a payment application for mobile devices. Users upload a photo and send money from their bank accounts to FaceCash. This image is displayed on the user’s mobile device, along with a barcode.

How does it work?

You select on the phone app, how much you would like to spend at the store. At the point of sale, the photo is downloaded (just a computer with a web browser using the web-based FaceCash Point of Sale interface) so that merchants can verify the user’s identity and charge their FaceCash account accordingly. Integration to the point of sale is required.

Pro’s:

  • A visual identification of a consumer, for approval of a payment
  • A flat transaction fee for merchants
  • Ability to integrate to a rewards program
  • Free web-based point of sale for merchants
  • Free person to person funds transfer

The FaceCash application is one that takes payments to a more visual level, with an ease of sight to collect a payment for a transaction. We hope it reaches our shores soon, so that we can give it a try…

documentpic

With gaming consoles, the internet and cellphones being natural extensions of the typical gamer, Sony, in a wise move, has joined up with mobile payments company Boku to allow ease of payment for online content via users’ cellphones.

Users in the United Kingdom can now top up their Sony account wallet to obtain content from the PlayStation®Store and across the Sony Entertainment Network, using their mobile phone account.

This is how it works:

  •          Choose “mobile” as the payment option
  •          Enter a mobile phone number
  •          Respond via SMS to confirm the wallet top-up

steps

The wallet top-up charge will appear on the user’s next mobile phone bill, or will be debited against their pre-paid account.

Gordon Thornton, Vice President, Sony Network Entertainment Europe, said: “We are always looking at new ways to give our customers more choice in terms of content, accessibility and payment methods, and are pleased to be able to offer the option of mobile operator billing, which is becoming more and more popular”.

Mobile operator billing is indeed fast becoming a popular method of payment, with Microsoft’s Skype also recently offering direct carrier billing as a payment method. Microsoft’s Xbox.com has added this payment option as well.

Pros:

  •  Mobile operator billing is convenient and allows for a simple, easy payment process
  •  No credit card required so products and services are more widely accessible
  •  Security concerns around placing banking or credit card details online are alleviated

Sony says that enabling mobile payments makes the process easier for users to access and obtain downloadable games, add-ons, themes, movies and TV shows from its online content stores.

It explains that wallet top-ups with mobile operator billing can be made through the Sony Entertainment Network Account Management website and PlayStation®Store on PlayStation®3 (PS3™).

Currently, the Sony mobile billing system is only in place in the UK but hopefully South African gamers and Sony subscribers can expect the option soon.

Novatti

Today we look at Novatti’s Digital Wallet. Novatti is an international software provider with offerings around payment systems for prepaid mobile recharges, rural and remote banking, prepaid mobile vouchers, and digital wallets, and payment systems.

The Novatti Digital Wallet has the ability to integrate with other wallet services such as Google Wallet and PayPal, and payment providers such as Western Union and MoneyGram. The service by Novatti allows for getting money into the wallet, out of the wallet, and as well as to transfer money to other wallets.

The wallet can be used to transact with:
• Loyalty points
• Coupons
• Money
• Virtual currencies
• Units of energy

It allows for deposits, withdrawals, reserving funds on the wallet (pre-authorisation), and reversals of prior debit transactions (Chargeback’s)

Pro’s:
• Integration into Google Wallet and Paypal is a winner for Novatti, setting them apart from other wallet providers
• The different transaction types allow for variety for a wallet offering
• Novatti allows for transfer to other wallets, which makes sending money to other people a breeze